Consumer Lending
Haynsworth Sinkler Boyd’s attorneys represent financial institutions, retailers, utilities, and others who make consumer loans and provide financing to their customers. Consumer credit is heavily regulated. We have broad experience helping creditors comply with the complexities of federal and state regulation of consumer credit including disclosures, permitted charges, and restrictions on practices.
RECENT MATTERS
- Assisting creditors in complying with the Fair and Accurate Credit Transactions Act and South Carolina Financial Identity Fraud and Identity Theft Protection Act including establishment of identity theft prevention programs.
- Authoring the annual supplement to the South Carolina Consumer Protection Code, Text With Comments, published by the South Carolina Bar
- Speaking to various groups on identity theft and debt collection developments
- Advising on credit card issues in a changing environment
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